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    Last update 02/08/2025

    2025 Grants & Government‑Backed Loans for Startups & Small Businesses in Ryedale / North Yorkshire, UK


    Available Grants


    🔹 North Yorkshire Council Small Business Grant (UKSPF‑REPF)

    • Purpose: Provides capital support for early-stage businesses to boost productivity through assets like equipment, marketing, or software.

    • Funding: Up to £1,000–£10,000, typically matching 50% of project costs.

    • Eligibility: Businesses trading for fewer than 36 months, up to five employees, based in North Yorkshire (including Ryedale).

    • Apply via: North Yorkshire Council Business Grants page. This scheme is periodically open—sign up for email alerts for future rounds.
      (Enterprise Nation)


    🔹 Trust‑Backed Funds for Community Enterprises

    • Community Enterprise Fund (CEF): Up to £25,000 total funding (with up to 20% as a grant) for charities and social enterprises delivering community benefit. Offers blended loan/grant packages at low interest (1–5%).

    • Eligibility: Must operate in England or Wales, have one year’s trading, and demonstrate a community impact focus.

    • Apply via: Social Investment Business (SIB) website.
      (Social Investment Business, Funding for All)


    🔹 Rural Development Residual RDPE Funds

    • While the RDPE closed, some small rural business applicants may still access residual capital via the Rural Payments Agency (RPA).

    • Eligibility & status: Limited and ad hoc support—check RPA for the latest details.


    🔹 Occasional Ryedale District or North Yorkshire Council Local Grants

    • These include small business or community awards launched by council priorities, limited and subject to availability.

    • No open rounds at present—but it’s worth contacting North Yorkshire Council’s business support team to stay informed.


    Government‑Backed Loans


    🔹 Start‑Up Loans (British Business Bank)

    • Provides £500–£25,000 per founder, fixed interest (~6% APR), repayable over up to five years.

    • Includes 12 months of mentoring and planning support.

    • Eligibility: UK residents aged 18+ with a viable business idea and trading under 36 months.

    • Apply: Via GOV.UK portal; regional support available through York & North Yorkshire Growth Hub.


    🔹 Recovery Loan Scheme (Closed)

    • This closed to new applications in June 2022, though some legacy lenders may still manage existing commitments if opened earlier.


    Support & Advisory Services


    🔹 York & North Yorkshire Growth Hub

    🔹 North Yorkshire Council – Business Grants & Economy Hub

    • Central source of all council-run grant schemes, UKSPF guidance, and local business support tools.
      (North Yorkshire Council)


    Eligibility & Application Guidance

    • Confirm funding windows and eligibility details via official council or SIB pages.

    • Typical documents required: business plan with forecasts, vendor quotes, bank statements, match funding evidence, and any registered status proof.

    • CEF requires charity or social enterprise registration, at least one year’s trading, and delivery of community impact.


    How to Apply

    1. Identify the most suitable funding route (grant or loan).

    2. Confirm eligibility based on the criteria and location.

    3. Prepare documentation.

    4. Submit online via GOV.UK for Start‑Up Loans, via SIB for CEF; or to North Yorkshire Council for local grant programmes.

    5. Provide full applications if invited.

    6. Deliver the funded activity and submit required reporting.


    Additional Advice

    • Subscribe to the York & North Yorkshire Growth Hub newsletter for updates on upcoming fund openings.

    • Join their webinars or funding clinics to strengthen applications.

    • Leverage community networks using https://www.gmaxcard.com/business-networking for peer insights and mentoring.


    Contact & Further Information


    FAQs

     

    🔹 What grant opportunities exist for Ryedale in 2025?
    At present, capital grants via North Yorkshire Council are open periodically; the Community Enterprise Fund supports social organisations; local council grants may occur, but are rare.

     

    🔹 Are grants available for digital or online-focused businesses?
    While no dedicated digital grants exist, early‑trading capital grants by North Yorkshire may support technology investments.

     

    🔹 Is loan funding accessible for new founders?
    Yes—through the Start‑Up Loans scheme, offering up to £25k per founder with mentoring support.

     

    🔹 Can social enterprises apply for funding?
    Yes—the Community Enterprise Fund provides blended loan/grant funds for eligible charities and social enterprises.

     

    🔹 Can rural businesses access RDPE support?
    RDPE is closed, though residual support may still be available via the Rural Payments Agency—check directly.

     

    🔹 Can I combine loan and grant funding?
    Yes—you can apply to different types of funding for separate business needs (e.g. capital grant + Start‑Up Loan).

     

     

     

     

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