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    Last update 02/08/2025

    2025 Grants and Loans for Small Businesses in Rushmoor, UK


    Introduction

    If you're starting or growing a business in Rushmoor — covering Aldershot, Farnborough, and North Camp — there is a range of grants, loans, and local support schemes available in 2025.

    This guide will help you understand the funding landscape, check your eligibility, and apply confidently. All links are current and direct you to official resources, including council and government sites.


    Available Grants

    🔹 Shop Front Improvement Grant (Rushmoor Borough Council)


    🔹 Enterprise South & Enterprise M3 LEP Grants

    • Purpose: Support for startups, innovation, equipment, and business growth.

    • Eligibility: SMEs based in Rushmoor or the surrounding areas.

    • More information:
      https://enterprisem3.org.uk


    🔹 Grants Online (National Grant Listings)


    Government-Backed Loans

    🔹 Start Up Loans (British Business Bank)

    • Loan amount: £500 to £25,000

    • Interest rate: Fixed 6%

    • Extras: 12 months of free mentoring and business support

    • Eligibility: UK residents aged 18+, with a business less than 3 years old

    • Apply here:
      https://www.gov.uk/apply-start-up-loan


    🔹 Growth Guarantee Scheme (2025)


    🔹 Enterprise Finance Guarantee (EFG)

    • Loan amount: £1,000 – £1 million

    • Government guarantee: Up to 75%

    • Eligibility: SMEs with a viable business but lacking sufficient security

    • More information:
      https://www.british-business-bank.co.uk


    Local Council Support

    🔹 Rushmoor Borough Council – Economic Development Team

    The council offers free advice on:

    • Local grant schemes

    • Finding business premises

    • Skills and recruitment

    • Starting a new business

    Visit the support hub:
    https://www.rushmoor.gov.uk/businesssupport


    Eligibility Guidance

    To check your eligibility:


    Application Process

    Here’s how to apply for a grant or loan:

    1. Find a suitable scheme (local or national)

    2. Gather documents:

      • Business plan

      • Cashflow forecast

      • Proof of business address or registration

      • ID and premises photos (if required)

    3. Get support from the council, Enterprise South, or Start Up Loans mentors

    4. Submit your application via the official portal

    5. Await decision — typically 2 to 6 weeks

    6. Use the funding as per the approved terms


    Additional Tips for Success

    • Join networking groups like
      https://www.gmaxcard.com/business-networking to build connections and find collaborators.

    • Take advantage of mentoring — available through Start Up Loans and local support networks.

    • Keep checking for new grants — many have limited application windows.

    • Use templates and guidance from GOV.UK and the British Business Bank.


    Contact & Further Information


    FAQs – Grants & Loans in Rushmoor (2025)


    🔹
    Are there grants for online-only businesses?
    Yes. While shopfront grants are for physical premises, other regional or national grants can support online or service-based businesses.


    🔹
    How much funding can I apply for?
    Start Up Loans offer up to £25,000. Rushmoor’s shopfront grants provide up to £2,000. Other loans may go higher depending on the scheme.


    🔹
    Can I apply before my business is registered?
    Yes. Start Up Loans and some local schemes support pre-start businesses with a clear business plan.


    🔹
    Do I need a business plan?
    Absolutely. A strong business plan is required for nearly all grants and loans, including financial forecasts and marketing strategy.


    🔹
    How long does the funding process take?

    • Local grants: 2–4 weeks

    • Start Up Loans: ~4 weeks

    • Larger schemes: May take 4–8 weeks, depending on the lender


    🔹
    Can I combine different funding schemes?
    Yes — if the programmes allow. For example, a local grant and a Start Up Loan can be used together.


    🔹
    Are there application fees?
    Most grants are free to apply for. Start Up Loans have no setup fees. Other lenders may charge small arrangement or interest fees.


    🔹
    What if my business isn’t “high growth”?
    That’s fine. Most grants and loans support a wide range of industries, including retail, services, and trades.


    🔹
    Can I use funds for marketing or website development?
    Yes. Most grants and loans allow spending on digital marketing, branding, and websites, but check the specific rules.


    🔹
    Where can I get help with the application?
    Reach out to:

    • Enterprise South

    • Rushmoor Borough Council’s Business Team

    • Start Up Loans mentors (free for 12 months)

     

     

     

     

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