2025
100% FREE
BUSINESS TOOl

Description: UK-wide government-backed loans of up to £25,000 with fixed 6% interest, repayable over up to 5 years, including 12 months’ business mentoring.
Apply via:
🔗 Start‑Up Loans UK (Staffordshire Moorlands District Council, startupgrant.co.uk)
Description: Offers a portfolio of financing tools, including small business loans, equity finance, and Growth Guarantee backed by state guarantees.
Learn more:
🔗 British Business Bank (The Times, Wikipedia)
Description: County-wide scheme offering interest-free unsecured loans of £3,000–£5,000 to businesses under 2 years old. Loans are repaid in full after 12 months with no interim repayments or security required.
Apply via Staffordshire County Council:
Call or email: startuploans@staffordshire.gov.uk or phone 0300 111 8010 (Cheadle COG)
Description: Regional enterprise fund delivering loans (£25k–£100k) and debt/equity finance across the Midlands, including Staffordshire. Ideal for innovation and growth projects in startups and SMEs.
Apply via:
🔗 Midlands Engine Investment Fund II – British Business Bank (British Business Bank)
Description: Provides loans of £10,000–£150,000 to Staffordshire SMEs for expansion, unsecured and repayable over 3 years, delivered via BCRS in partnership with the county council.
Details:
🔗 Staffordshire Business Loan Fund – Stafford Borough Council (staffordbc.gov.uk)
**Staffordshire County Council – Business Support**
Advisory services, funding guidance, mentoring (“Get Started & Grow” package), and entry to loan schemes.
🔗 Get Started & Grow – Staffordshire County Council (staffordshire.gov.uk)
**Stoke-on-Trent & Staffordshire Growth Hub**
Central resource for local financing, peer support, and growth programmes.
🔗 Growth Hub – Tamworth/Staffordshire region (tamworth.gov.uk)
Define your funding need (startup, growth, equipment, hiring).
Explore your options via council, Growth Hub, and MEIF.
Engage early with Staffordshire Business Support or Growth Hub advisors.
Organise documentation (business plan, cashflow forecasts, quotes).
Apply through official portals or advisors.
Prepare for reporting post-loan to demonstrate project success.
Check eligibility carefully—some loans are limited to businesses under two years old or specific sectors.
Combine funding strategically—grants, 0% loans, and commercial loan products can be used together.
Use mentoring and workshops (like “Get Started & Grow”) to strengthen finance cases.
Stay updated—loan availability and terms do evolve with government funding cycles.
Staffordshire County Council – Business Support
📞 0300 111 8010 | ✉️ startuploans@staffordshire.gov.uk
🔗 Get Started & Grow (highpeak.gov.uk, Cheadle COG, Midlands Engine Investment Fund, startupgrant.co.uk)
Stoke & Staffs Growth Hub
🔗 Funding & Support (tamworth.gov.uk)
British Business Bank – MEIF II
🔗 MEIF II Overview (British Business Bank)
Staffordshire Business Loan Fund (BCRS)
🔗 Loan Fund Details (staffordbc.gov.uk)
▫️ Who qualifies for Staffordshire 0% Start‑Up Loans?
Businesses under two years old in Staffordshire (excluding Stoke-on-Trent), attending a mentoring programme. (Cheadle COG)
▫️ What range does MEIF II cover?
Loans from £25,000 up to £100,000; debt finance up to £2 million; equity up to £5 million. (Midlands Engine Investment Fund, British Business Bank)
▫️ Are there commercial loan options here?
Yes—Staffordshire Business Loan Fund offers £10k–£150k via BCRS. No security is required in most cases. (staffordbc.gov.uk)
▫️ Do I need business support to access funding?
Yes—participation in mentoring or business support programmes is often required before accessing 0% loans.
▫️ Can I mix these funding types?
Absolutely—businesses often combine a grant, 0% loan, and commercial debt to fund growth.
Value Ad helps new businesses save 50% to 80% on essential services like marketing and
development. These savings act as an alternative investment, fueling growth.
Service providers gain valuable initial customers, helping them grow and attract investment.
It's a win-win for everyone!
This App/website is not affiliated with any government agency. We collect and organize information from publicly available government websites and provide direct links to these official sources.
For accurate details and to apply for grants or loans, please visit the relevant government websites linked within the App/website.
What is Value Ad?
Value Ad is an innovative policy designed to foster a mutually beneficial relationship between two key groups: new businesses and service providers. This policy helps startups save significantly on essential services while enabling service providers to gain valuable traction and growth opportunities.
How is it a Win-Win Deal?
For New Businesses:
Cost Savings: Startups can save 50% to 80% on essential services such as website development and marketing. This means they don’t need to invest heavily upfront, making it easier to launch and grow their business.
Alternative Investment: The money saved through these discounts can be reinvested into other critical areas of the business, acting as an alternative investment that fuels further growth and development.
For Service Providers:
Initial Customer Base: Service providers, often tech startups themselves, can attract a significant number of initial customers by offering their services at a discounted rate. This helps them build traction and demonstrate value, which is crucial for attracting venture capital (VC) funding and other opportunities.
Marketing Efficiency: By providing affordable services, service providers do not need to spend heavily on marketing to acquire new customers. The discounted services themselves become a powerful marketing tool, bringing in customers who can spread the word and enhance the provider’s reputation.
Growth and Expansion: Attracting more customers through Value Ad helps service providers expand their client base and build long-term relationships, which can lead to increased revenue and business growth.
Alternative Investment for New Businesses:
For new businesses, the significant cost savings achieved through the Value Ad policy effectively serve as an alternative investment. Instead of spending large amounts on website development and marketing, they can leverage the affordable services provided by service providers. The saved funds can be redirected into other strategic areas of the business, enhancing overall growth and sustainability.
Benefits for Service Providers:
Service providers benefit from the Value Ad policy by gaining access to a ready pool of new customers who are drawn by the discounted rates. This initial customer base is crucial for:
Building Traction: Demonstrating product or service viability to potential investors.
Securing Funding: Enhanced customer traction and a growing user base can make the service provider more attractive to venture capitalists and other funding sources.
Market Penetration: Establishing a presence in the market quickly and efficiently without heavy marketing expenditures.
In Summary:
Value Ad is a strategic policy designed to create a win-win scenario for both new businesses and service providers. By offering significant discounts on essential services, startups can save and reinvest those savings, while service providers gain crucial initial customers and market traction. This mutually beneficial arrangement supports the growth and success of both groups, making Value Ad a powerful tool for business development and investment.
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