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    Last update 22/07/2025

    2025 Grants and Loans for Small Businesses in Epsom & Ewell, UK


    🔹 Introduction

    Epsom & Ewell Borough supports small businesses through government-backed loans, business-rate relief, a shop-front grant, and ongoing organising of local economic initiatives—delivered in partnership with Surrey County Council and formerly the Coast to Capital LEP.


    🔹 Government‑Backed Loans

    Start‑Up Loans (British Business Bank)


    🔹 Local Grants & Support

    Epsom & Ewell Borough Investment Fund (BIF) – Shop‑Front Grants


    Small Business Rates Relief – Transitional Scheme

    • Purpose: Supports small businesses losing rate relief after 2023 revaluation

    • Benefit: Caps increases at £600/year for up to three years (Epsom and Ewell Borough Council)

    • Applicability: Automatic—but confirm with Council for eligibility


    Surrey County Councillor Community Fund


    🔹 Regional Business Support

    Surrey Growth Hub (replacement for Coast to Capital LEP)

    • Purpose: Provides grants, loans, and business support via Surrey County Council

    • Access: Through Surrey Growth Hub, delivering LEP functions (Surrey County Council)


    🔹 Eligibility Guidance

    • Start‑Up Loans: Check GOV.UK criteria online

    • Shop‑front Grants: For owner/occupiers of ground-floor commercial premises (Business Surrey)

    • Rates Relief: Eligibility applies automatically to small businesses—check Council tax notices (Epsom and Ewell Borough Council)

    • Community Funds: Via local County Councillors per ward—contact Surrey County Council (Surrey County Council)


    🔹 Application Process

    1. Define your project — e.g., start-up, shop-front, relief, or community grant.

    2. Match scheme eligibility — check details for each grant/loan.

    3. Prepare supporting documents — plan, quotes, premises proof, community benefit outline.

    4. Apply — through GOV.UK, Council shops, or via your County Councillor.

    5. Follow up — track eligibility, complete forms, submit early.


    🔹 Additional Tips


    🔹 Contact & Further Information

    • Start‑Up Loans: via GOV.UK portal

    • Shop‑Front Grants: Epsom & Ewell Borough Investment Fund (BIF) – via Council’s business pages (Business Surrey)

    • Rates Relief: Council tax/billing department

    • Community Fund: Your local Surrey County Councillor—see Surrey County Council site (Epsom and Ewell Borough Council)

    • Surrey Growth Hub: via Surrey County Council—replacing Coast to Capital LEP functions (Surrey County Council)


    âť“ Frequently Asked Questions (FAQ)

     

    🔹 Are there direct business grants in Epsom & Ewell?
    Yes—shop-front grants up to £2,000 are available through the Borough Investment Fund (BIF) (Surrey County Council).

     

    🔹 Can I get help if I lose business-rate relief?
    A transitional relief scheme caps increases at £600/year for qualifying small businesses over three years (Epsom and Ewell Borough Council).

     

    🔹 Who funds community projects locally?
    Your Surrey County Councillor administers the Council Community Fund, offering up to several thousand pounds per ward (Surrey County Council).

     

    🔹 How can I borrow money to start a business?
    Start‑Up Loans from £500 to £25,000 at a fixed 6% interest, with mentoring via GOV.UK.

     

    🔹 How do I improve my shop’s exterior?
    Apply to the Boris Investment Fund’s shop-front scheme—up to £2,000 for visible upgrades (Business Surrey).

     

    🔹 What happened to Coast to Capital LEP?
    LEP functions have been absorbed by Surrey Growth Hub, delivering local economic funding from April 2024 onwards (Surrey County Council).

     

     

     

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