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    Last update 20/07/2025

    2025 Grants & Loans for Start‑ups & Small Businesses in Pembrokeshire, UK


    Introduction

    Pembrokeshire County Council supports entrepreneurs through a variety of grants and government‑backed loans. This guide outlines the key opportunities available in 2025 to help launch, expand, or green your business.


    Available Grants

    🔹 Business Start‑Up Grant

    • Purpose: Supports new businesses covering initial costs.

    • Amount: £1,000 – £10,000 (50% match funding required) (solwr.wales, pembrokeshire.gov.uk)

    • Eligibility: Based in Pembrokeshire; aligned with SPF criteria.

    • Status: Currently on hold due to high demand—monitor council updates.

    • Apply: Via Pembrokeshire Business Development Team page (pembrokeshire.gov.uk)


    🔹 Business Growth Grant

    • Purpose: Enables established businesses to expand and create jobs.

    • Amount: £1,000 – £32,500 (50% match funding) (Business News Wales)

    • Eligibility: Existing businesses in the county under SPF rules.

    • Open Until: September 2025 or until funds exhaust (Business News Wales)


    🔹 Carbon Reduction Grant

    • Purpose: Funds renewable-energy systems for business premises.

    • Amount: £1,000 – £17,500 (50% of eligible costs) (pembrokeshire.gov.uk)

    • Eligibility: SMEs on non-domestic rates; renewable installations; retrospective claims by 31 Oct 2025 (pembrokeshire.gov.uk)


    🔹 Micro Grant


    Government‑Backed Loans

    🔹 Start‑Up Loans Wales

    • Purpose: Personal loans with mentoring for new businesses.

    • Amount: £500 – £25,000 (+12 months free mentoring)


    🔹 Development Bank of Wales


    Key Resources


    Eligibility Guidance

    • Use GOV.UK Business Finance Finder

    • Check SPF scheme criteria on the Council’s funding page

    • Consult Business Wales for additional help


    Application Process

    1. Identify the most relevant grant or loan.

    2. Verify eligibility and prepare 50% match funding.

    3. Draft a clear business plan, financial forecast, and cost quotes.

    4. Submit via online forms or email through the Business Team.

    5. Get support from Council or Business Wales advisors.

    6. Track your application and file claims or outputs within deadlines.


    Additional Tips


    Contact & Further Information


    Frequently Asked Questions (FAQs)

     
    🔹 What is the Business Start‑Up Grant for?
    Covers essentials like equipment, marketing, and initial operating costs up to £10,000.

     
    ▫️ How much can I get from the Business Growth Grant?
    Between £1,000 and £32,500, covering up to 50% of eligible project costs.

     
    🔹 What types of projects qualify for the Carbon Reduction Grant?
    Eligible installations include solar PV, batteries, heat pumps, hydro systems at business premises.

     
    ▫️ Can I claim retrospectively?
    Yes—claims must be submitted and approved by 31 October 2025 (pembrokeshire.gov.uk, facebook.com, pembrokeshire.gov.uk)

     
    🔹 What is the Micro Grant?
    A new fund of £500–£2,000 for small-scale, community-linked or early-stage projects.

     
    ▫️ Can I apply for both a grant and a loan?
    Yes—as long as each one funds separate parts of your project and you meet their respective criteria.

     
    🔹 What sort of mentoring comes with a Start‑Up Loan?
    Support includes help with planning, finance, marketing, and operational setup.

     
    ▫️ What are the terms for Development Bank of Wales loans?
    Terms vary by business stage; they offer equity and tailored loans up to hundreds of thousands.

     
    🔹 What happens if my application is rejected?
    You can request feedback, refine your proposal, and reapply or seek alternatives.

     
    ▫️ Are there funding opportunities for non‑profits?
    Yes—some SPF grants and the Carbon Reduction and Micro Grants may include social enterprises.

     

     

     

     

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