πŸš€ Apply for Β£10k+ grants with our Startup Launch Kit
shadow shadow shadow shadow shadow
    Last update 21/07/2025

    Grants and Loans for Startups & Small Businesses in Moray, UK (2025 Guide)

    Are you a budding entrepreneur or small business owner in Moray looking for funding? A wide range of grants and government-backed loans are available to help new and growing businesses succeed. This guide outlines the key support programmes you should know about in 2025.


    🧾 Grant Programmes

    Moray Business Gateway Startup Grant

    Provides up to £1,500 to help with startup expenses such as premises, marketing, and IT.
    πŸ”— Moray Business Gateway Newsroom


    Moray Growth Fund

    Supports established businesses focused on innovation, research, and expansion.
    πŸ”— Scottish Financial News – Moray Growth Fund


    Digital Enablement Grant

    Funding to help businesses adopt digital tools, improve online services, or launch e-commerce platforms.
    (Please check with Business Gateway Moray for local availability.)


    Community Regeneration Fund

    Supports community-led development projects that improve infrastructure, services, or local spaces.
    πŸ”— Moray Council Newsroom


    Just Enterprise & TSI Moray

    Offers grants and advisory support for social enterprises, charities, and third-sector organisations.
    πŸ”— Just Enterprise
    πŸ”— TSI Moray


    πŸ’· Government-Backed Loans

    Start-Up Loans Scotland

    Loans from £500 to £25,000 at 6% fixed interest, with mentoring and support included.
    πŸ”— Start Up Loans UK


    Business Loans Scotland

    Loans up to £250,000 for businesses with clear growth plans.
    πŸ”— Business Loans Scotland


    Highlands and Islands Enterprise (HIE)

    Offers tailored funding, training, and growth support for businesses in the Moray region.
    πŸ”— HIE Official Site


    🧭 Key Resources


    🧠 Advice on Applying

    • Start with Business Gateway – They offer expert support and can guide you to the right grant or loan.

    • Check Eligibility – Each programme has different requirements.

    • Write a Strong Application – Include a business plan, how the funding will be used, and expected impact.

    • Watch for Deadlines – Always apply early.

    • Ask for Help – You can get free guidance from Business Gateway or third-sector support organisations.


    πŸ“ž Contact Information


    ❓ Frequently Asked Questions (FAQs)

    How can I apply for the Moray Business Gateway Startup Grant?
    Visit the Moray Business Gateway newsroom or speak to a local advisor to begin your application.


    What expenses does the Moray Growth Fund cover?
    The fund supports projects focused on innovation, research, development, and business expansion.


    Who is eligible for the Digital Enablement Grant?
    Businesses in Moray aiming to improve their digital infrastructure or online reach can apply.


    Can non-profits apply for the Community Regeneration Fund?
    Yes, community-led and charitable organisations are encouraged to apply.


    What is Just Enterprise?
    It supports social enterprises with funding, mentorship, and capacity-building services.


    What are the terms of Start-Up Loans Scotland?
    Loans between £500 and £25,000 at a 6% interest rate, with free mentoring support.


    Can established businesses access Business Loans Scotland?
    Yes, loans of up to £250,000 are available to help with scaling and investment needs.


    What does Highlands and Islands Enterprise (HIE) offer?
    HIE provides financial and strategic support to businesses in Moray and surrounding areas.


    How can Business Gateway Moray help with my application?
    They offer free one-to-one support, help with documents, and funding guidance.


    Are there deadlines for these grants or loans?
    Yes, each has its own deadline. Always check the most recent dates on the official websites or speak to Business Gateway.


     

     

     

     

    We use cookies and similar technologies that are necessary to operate the website.Please read our cookie policy.

    We use cookies and similar technologies that are necessary to operate the website. Additional cookies are only used with your consent. We use the additional cookies to perform analyses of website usage and to check marketing measures for their efficiency. These analyses are carried out to provide you with a better user experience on the website. You are free to give, deny, or withdraw your consent at any time by using the "cookie settings" link at the bottom of each page. You can consent to our use of cookies by clicking "Agree". For more information about what information is collected and how it is shared with our partners, please read our cookie policy.

    • Required to run the website
    • Monitoring website usage and optimizing the user experience
    • Evaluation of marketing actions
    • Storage of your preferences from previous visits
    • Collecting user feedback to improve our website
    • Recording of your interests in order to provide customised content and offers
    Cookie Settings Accept